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About Us

Perspective Financial

Information Overload? Confused?

Financial situations can appear distorted. We help by adding perspective to your financial situation


We are a family firm that was founded over 40 years ago by Nelson Hoe. Since then, the firm has grown to include Jonathan Hill and Marc Hoe and has a combined 60 years of experience. Our team approach is designed to provide consistent advice from generation to generation. Our mission is to create a positive impact in the lives of our clients, their families and their businesses.


Insurance Planning

We believe that insurance is not a one size fits all solution. We work to tailor a plan for each individual. While consulting with our clients, we explore the use of Life Insurance (term or permanent), Critical Illness Insurance (term or permanent) as well as Disability Insurance in order to create stability in unstable times.

Investment Services

Our main focus is to help grow our investments in a stable and responsible nature. We believe that the use of segregated funds helps to provide the opportunity for growth in conjunction with added protection and various guarantees. 

Small Business Insurance and Retirement Services

Whether a client is self employed or owns a small business, we are able to help strengthen the business. From traditional group insurance to health spending accounts to group retirement savings plans we can help attract and keep valuable employees.

How We Work


It is only right that we ask our clients to do what we do for ourselves.

Contact Us
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